Card Processing

New to Cards?

If you don't currently accept card payments and wish to do so, the first thing you need to do is speak to 123 to set up a 'Merchant Service Account'. The role of a merchant service provider, or acquirer, is to process the credit and debit card transactions on your behalf. The acquirer ensures the funds are available on the card being used for any transaction, and manages the whole process through to settlement of payments into your bank account - all in just 3–4 working days!

123 have a fully accredited sales team who can talk you through every step of this process; We can advise you on merchant service fees and help you to complete all of the relevant application forms, and we’ll be there to help you all the way through to the delivery of your terminal(s), and beyond.

Thinking of switching suppliers?

Give your merchant rates the 123 Health Check today. With 123Send merchant rates from 1.2% and 13p per transaction, you could make significant savings by simply calling us to review your current rates.

Our terminals work with the following major UK acquirers:-

• WorldPay (Streamline)
• Barclaycard Business
• Lloyds Cardnet
• First Data Merchant Services
• Allied Irish Bank
• Global Payments

 

Please note: If you currently only accept e-commerce transactions, you will need to set up a new account for a mobile terminal. Please call our sales team for more details on 0800 54 23 123.

Whether you already accept card payments, or wish to speak with one of our sales advisors to apply for a merchant services account, please call 0800 54 23 123.